Loans

There are Federal Loan and Private Loan options.  See below for more information.

Federal Direct Student Loans (Subsidized, Unsubsidized, PLUS Loans)

Federal Direct Loan Information
Entrance Counseling
Exit Counseling
Loan Limits
Interest Rates
Loan Repayment Schedule and Terms
Loan Deferment and Forbearance
Loan Forgiveness, Cancellation and Discharge
National Student Loan Data System

Federal Student Loans require the student to be enrolled at least half-time in coursework required for the degree program.  Please see the chart below for the definition of half-time enrollment.

Credit HoursUndergraduate Students
(1000-4000 level courses)
Graduate Students
(5000-6000 level courses)
Full Time129+ hours
3/4 Time9-117-8 hours
1/2 Time6-85-6 hours
Less than 1/2 Time1-51-4 hours

Private or Alternative Loans are for UCA admitted students in credit bearing courses only.